Honda car insurance groups explained

Hondas are known for reliability, practicality and value – three things that also make many Honda models surprisingly affordable to insure.

Whether you're new to the UK or just trying to find a cheap car insurance quote, choosing a Honda model in a lower insurance group can help you save money from day one.

Here’s how popular Honda models measure up.

How do Honda car insurance groups work?

Before we start, here's a reminder of how car insurance groups work. Every car in the UK is placed into an insurance group from 1 (cheapest) to 50 (most expensive). Insurance groups are based on:

• Repair and replacement costs
• Safety features
• Engine size and performance
• Risk of theft

Generally, smaller cars with simpler specs fall into lower groups, making them cheaper to insure. This means different Honda models fall into different groups.

Find out more about car insurance groups here.

Honda Jazz insurance group

The Honda Jazz is a favourite among experienced drivers and drivers who are new to the UK alike, thanks to its compact size and reliable reputation.

Popular Honda Jazz insurance groups:

• Jazz 1.2L S/SE: Group 7–9
• Jazz 1.3L i-VTEC ES/CVT: Group 12–14
• Jazz Hybrid models: Group 13–15

Top tip: For the lower premiums, look for older or smaller petrol Jazz models with manual gearboxes.

Honda Civic insurance group

The Honda Civic is a step up in size and performance from the Jazz, but can still fall into some more affordable insurance groups, depending on the spec.

Popular Honda Civic insurance groups:

• Civic 1.4L S/SE: Group 15–17
• Civic 1.6L i-DTEC: Group 18–20
• Civic 1.5L Turbo Sport/EX: Group 20–25

Tip: Avoid Sport trims and larger turbo engines if you want to keep in a lower group.

Honda CR-V insurance group

The Honda CR-V is a mid-sized SUV -great for families or long-distance drivers, but sits in slightly higher insurance groups.

Popular Honda CR-V insurance groups:

• CR-V 2.0L SE/ES: Group 22–25
• CR-V 1.5L Turbo SE/EX: Group 24–28
• CR-V Hybrid AWD: Group 26–30

Tip: Go for front-wheel drive petrol models to stay in lower group brackets.

Honda e insurance group

Honda’s fully electric city car, the Honda e, combines futuristic design with compact size -but beware. As it sits in a higher insurance group, the insurance can be expensive.

Popular Honda e insurance groups:

• Honda e Advance 0.0L EV: Group 25–28

Despite being a small electric vehicle, advanced tech and repair costs place it in a higher insurance group.

What’s the cheapest Honda to insure?

The cost of your insurance depends on lots of factors, so picking a car in a low insurance group doesn’t guarantee a lower price. However, these Honda models have a better chance of being cheaper to insure.

• Honda Jazz 1.2L S/SE – Group 7–9
• Honda Civic 1.4L S/SE – Group 15–17
• Older CR-V petrol models (2.0L SE) – Group 22–25

To keep down costs, avoid turbocharged engines, hybrid variants, or high-spec trims.

Summary: Honda insurance groups at a glance

Here’s a quick round-up of how Honda’s most popular models typically rank:

• Honda Jazz: Group 7–15
• Honda Civic: Group 15–25
• Honda CR-V: Group 22–30
• Honda e: Group 25–28

How Marshmallow can help

Whether you drive a Jazz or a CR-V, you can get a quote for insurance in just a few minutes. We have a range of plans to suit your budget.

Check out our affordable car insurance to see what you could save.